What Smart Investors Know Savvy investors take the time to separate emotion from fact. Related Content Assess Your Life Insurance Needs This calculator estimates how much life insurance you would need to meet your family's needs if you were to die prematurely. RE: Retirement How does your ideal retirement differ from reality, and what can we do to better align the two? What to Look for in an Extended-Care Policy Here’s a list of 8 questions to ask that may help you better understand the costs and benefits of extended-care insurance.